Rinse 1 cup of white rice under cold water. In a medium saucepan, combine the rice with 2 cups of water or broth and salt. Bring to boil, then simmer for 18-20 minutes until fluffy.

Heat a large skillet over medium heat, add 1 tablespoon of olive oil. Cook 1 pound of ground beef/turkey for 5-7 minutes until browned.

In a separate pot, heat 1 can of drained black beans with half a teaspoon of cumin for 5-7 minutes until warmed.

In the same skillet, cook chopped onion and bell peppers for 3-4 minutes until softened.

Assemble the bowl with rice, ground meat, black beans, lettuce, diced tomatoes, and cheddar cheese.

Garnish with avocado slices and fresh lime juice. Serve warm in individual bowls.